Tabasamu Account

Special account for women in order to support them meet their financial obligation, become economically independent, build a saving culture, and empower women entrepreneurs.

This account is geared to support women being it individual, in a group or a start-up business to increase their savings or business capital.

Requirement

  1. Tabasamu Individual Accounts Opening Requirements
  2. Copy of National Identity Card (NIDA), or Voter ID Card or Driver's License or Passport
  3. Letter of Introduction from the Local Government or Electricity Payment Bill or Water Payment Invoice confirming the place of origin
  4. Two recent Passport size with blue backgroun
  5. Minimum account opening Amount is Tshs.10,000 / =
  6. Minimum Operating amount is Tshs.4,000 / =.
  7. Employee's Identity Card and letter from the Employer
  8. Tabasamu Savings Groups Account Opening Requirements
  9. Minutes or a report showing group names including their names and signatures
  10. A letter from the group leadership naming signatories. Signatories must be endorsed by all group members
  11. Introduction letter from a local government leader with photos of the signatories capturing physical location of the group
  12. A letter of intent to open an account addressed to respective bank branch
  13. Three Passport size photos (blue background) from each signatory to the account of which must be taken at a time of opening such an account
  14. Constitution of the group (if available)
  15. Introduction latter for Workplace & religious groups from their respective authority.

Key Features

  1. Minimum Operating amount is Tshs.4,000 / =.
  2. Employee's Identity Card and letter from the Employer
  3. Tabasamu Savings Groups Account Opening Requirements
  4. Minutes or a report showing group names including their names and signatures
  5. A letter from the group leadership naming signatories. Signatories must be endorsed by all group members
  6. Introduction letter from a local government leader with photos of the signatories capturing physical location of the group
  7. A letter of intent to open an account addressed to respective bank branch
  8. Three Passport size photos (blue background) from each signatory to the account of which must be taken at a time of opening such an account
  9. Constitution of the group (if available)
  10. Introduction latter for Workplace & religious groups from their respective authority.

Benefits

  1. Offers competitive Interest rate per year
  2. Account can serve as a guarantee (lien) if the account holder needs to borrow
  3. Lower chargers
  4. Preferential loans terms
  5. Financial Literacy training
  6. Insurances benefits
  7. Minimum opening amount
  8. Friendly customer Support

Tabasamu Individual Accounts

Key Features

  1. Low Minimum account opening balance
  2. Low Minimum Operating balance
  3. No ledger fee to encourage continuous saving
  4. Flexible deposits -Allow small, frequent deposits (daily, weekly, or monthly)
  5. Attractive interest on savings
  6. Easy account opening –Simple KYC requirements with fast onboarding
  7. Access to digital banking (mobile banking, USSD service, Agent banking, ATM Card, Sms alert
  8. Goal based Savings option (support savings for education, business capital, health, housing etc)
  9. Account history helps women to qualify for loan linkage

Opening Requirements

  1. Copy of National Identity Card (NIDA) or NIDA number
  2. Minimum account opening Amount is Tshs. 5,000/=

Tabasamu Saving Group Account

  1. Low minimum Account Opening balance
  2. Low minimum Operating Amount
  3. No ledger fee
  4. Group based ownership
  5. Multiples Signatories 2-3 to authorize withdraws and promoting transparency and control
  6. No ledger fee
  7. Flexible deposits to allow regular groups contributions, individual member deposits and bulk deposits
  8. Secure savings
  9. Clear Transaction records
  10. Access to digital banking (Mobile banking, Agent banking)
  11. Support group lending (Hisa loan)
  12. Easy account opening requirement
  13. Interest on savings
  14. Easy change of signatories
  15. Compatible with VICOBA and savings models
  16. Financial literacy and advisory support


  1. Minutes of the group showing the agreement of opening group’s account, with the attachment of those who attending the meeting by showing their group’s members names and signatures
  2. Introduction letter from a local government leader with two passport size of each signatories capturing physical location of the group
  3. A letter of intent to open an account addressed to respective bank branch
  4. Three Passport size photos (blue background) from each signatory to the account of which must be taken at a time of opening such an account
  5. Copy of group’s Constitution (if available)
  6. Introduction latter for Workplace & religious groups from their respective authority.
  7. A copy of Group registration certificate
  8. IDs of signatories (NIDA ID)

Quick Links

Contact Us

Call: +255 787 669 977
+255 788 767 683
+255 658 767 683
0800 110 160
Email: info@tcbbank.co.tz
Head Office:
PSSSF Millennium Towers II, 10th Floor,
Bagamoyo Road, Opp. Makumbusho Village, Kijitonyama.

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