The market is quite vast and is indeed for all commercial enterprises using equipment’s, machinery and apparatus both of mechanical and electronic nature. It is designed for delicate or valuable items of personal nature or office equipment’s used both inside and outside the premises/offices e.g. calculators, typewriters, televisions, telephones, cameras, radios, computers, jewelry against unforeseen events like fire, accidental damages and theft.

Burglary insurance is a type of insurance policy that recompenses for loss or damage caused to the insured property and valuable items such as jewelry, cash, stock of goods, furniture, etc. due to housebreaking or burglary. A forceful entry by an intruder into the insured premises

Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster. Business interruption insurance is not sold as a separate policy but is either added to a property/casualty policy or included in a comprehensive package policy as an add-on or rider

Fidelity Guarantee Insurance policy provides cover against the financial loss suffered by the Insured as a result of fraud/dishonesty of employees of the insured up to the maximum limit selected for insurance per employee. Scope. The insured is covered against a direct pecuniary loss sustained by reason of any act of fraud/dishonesty committed.

This is required by Transporters, Haulers, Importers, exporters, enterprises with various business locations e.g. Supermarkets, Distributors, Manufactures etc. Goods in transit refers to movement of cargo (goods) during inland transit by road, railway or waterway, this is where cargo originates from one inland point to another inland point. This could be within one town, between towns or between countries.

This is very wide as it ranges from companies, factories, wholesale and retail establishments, distributors, banks, warehouses and hotels etc. to enable us quote the proposer should indicate the current values for the following items to be inured:

1. Buildings
2. Stock in trade
3. Machinery and equipment
4. Furniture, fixtures and fittings
5. Goods held in trust/custody.

Money insurance policy provides cover for loss of money in transit between the insured’s premises, bank and other specified places occasioned by robbery, theft or any other fortuitous cause. It also provides cover for loss of money in the business premises, safe or vault.

Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as terminology, limits and clauses specific to aviation insurance.

Marine insurance refers to a contract of indemnity. It is an assurance that the goods dispatched from the country of origin to the land of destination are insured. Marine insurance covers the loss/damage of ships, cargo, terminals, and includes any other means of transport by which goods are transferred, acquired, or held between the points of origin and the final destination